Is World Financial Group A Scam? Is This Really Worth Your Time And Effort?

Hello all and welcome to my World Financial Group review.

Today I will review a unique business opportunity called World Financial Group.

This company firmly offers various financial services to the different group of people with different needs.

Whether you are here to get to know more about the business opportunity that World Financial Group offers, or you simply want to know more about its services, you have come to the ideal place as I will go through the details information about World Financial Group.

In this review you will learn more about World Financial Group, thus helping you to use wisdom and make a more informed decision.

First of all, I am glad that you are taking your time and effort to read my review of World Financial Group and to do the research because many people just simply join a program without detailed understanding.

As always, this review is transparent as I’m not associated with World Financial Group in any form.

So without further delay, let's continue with my review of World Financial Group. 

World Financial Group Review Summary

Company: World Financial Group

Founder: Huber Humphrey

Rating: 50/100

Recommended: No


World Financial Group (WFG) is a multi-billion dollar financial services company that has a hybrid business model.

The company offers various financial instruments products to different people.

They major and market their services in the field of life insurance, variable universal life insurance, mutual funds, annuities, and mortgages. 

What Is World Financial Group?

World Financial Group was founded in 1991 by Huber Humphrey, and before they are named World Financial Group, the company first started as the World Marketing Alliance.

Today they are operating in the United States, Canada, and Puerto Rico, with more than 3500 total offices. 

What Does World Financial Group Offer?

As a financial services company, World Financial Group offers financial products including the insurance field.

These mainly include life insurance, critical illness insurance, disability insurance, and long-term care.

Other than just the insurance, the company also provides investment services like mutual funds, financial needs analysis, investment advisory services, and others.

Besides, they also provide college and education funding.

How Do You Earn With World Financial Group?

Now we will go through how you can earn with World Financial Group.

Something to get you excited now is that in order to make money with World Financial Group, you just simply have to sell financial instruments and then get paid a commission.

It sure sounds very interesting to you right now.

Let’s continue with the income plans to understand better.

When you first starting out with World Financial Group you are not going to be getting paid big commissions up front.

Instead, you are only going to be getting 25% commission of every product you sold.

For example, let say one product that you sold could pay you a $500 but you are getting 25% of that amount, so you are getting $125.

In order to get a higher percentage, you have to achieve the rank of a marketing director or better known as a manager.

Once you have become a manager, you get 65% of the commissions.

Also, as I mentioned above, when you recruit people in the business, you earn commissions on those referrals.

You can refer to the diagram below for better understanding.

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A Visual Illustration Of World Financial Group Compensation Plan

The Pros - What I like About World Financial Group

What I found good about World Financial Group is that the income earning can be great if you work hard to recruit and sell lots of financial products, namely their life insurance.

Your income can also be unlimited, there’s no cap on your earnings as long as you can produce the sales.

Besides, by joining them you can also get access to leadership development, education, tax benefits, retirement education, asset growth management, etc.

The Cons - What I Dislike About World Financial Group

Now let’s look at what are the things that are not going right with World Financial Group.

First of all, it could be a stressful sales environment meaning If you don’t produce sales, you are wasting your effort and time, hence you will not last in this business.

The reality with most of the people is that It is difficult to deal with the comfort level of rejection when doing sales.

You have to spend a lot of time and work extremely hard to sell, and face rejection all the time when doing the sales.

In this regards, I think not many can find it easy.

Even if you are really good at selling this insurance, you also have to take into account the expenses spent on events and team promotions are not a small amount.

The point is you have to be willing to go after it and put the time in it to earn.

Below are some of the really bad experiences faced by real members of World Financial Group.

World Financial Group Dissatisfied  Testimonial With 3.0 Rating
World Financial Group Dissatisfied  Testimonial With 2.0 Rating
World Financial Group Dissatisfied  Testimonial With 2.0 Rating
World Financial Group Dissatisfied  Testimonial With 1.0 Rating
World Financial Group Dissatisfied  Testimonial With 1.0 Rating

Is World Financial Group A Scam?

My conclusion of this review is that World Financial Group is legit and it is not a scam.

So far the company hasn’t been doing anything that is illegal.

If you happen to read any reports about them been a scam, it’s likely due to some of the company’s associates that are using the unethical ways to recruit people in this business.

Many cases whereby someone are making fake job interviews for this business.

People are actually thinking they are going for a job interview, but in the end, they are sold insurance policies.

For sure it is not the World Financial Group’s fault.

People just have to be more informed.

My Final Thoughts

Overall, World Financial Group is not the real deal for most that searched and wanted a much better and solid income opportunities online.

WFG makes their money from charging a very high administration fee on financial instruments, mostly their life insurance.

Succeed or not in World Financial Group, it relies heavily on your motivation, commitment to sell these insurance products.

Anyway, if your goal is to make money with World Financial Group, then I think you should probably examine all your options before making a decision.

Explore deeper and you will find a better opportunity for your financial success.

I highly suggest you check out the affiliate marketing business model.
An online business based on website and content creation.

The best part about this business model is that it's highly scalable for long term financial success.

I hope you find this review article informative.

If you still have any questions related to World Financial Group, feel free to leave me comments below.

David Lau

David is a big fan, lover of WordPress and websites creation. His passion has empowered him to create this blog to guide like-minded friends to build a solid and thriving affiliate marketing business. Besides creating contents and tweaking web design, he is also passionate about discovering profitable niches for affiliate marketing.

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